Unsecured Loan: A loan that generally involves highly complex financial transactions obtained from many large financial institutions for companies with very unique financing needs. Our team will arrange these funds for the client without any collateral, on the basis of financial performance of the companies. Funds will be arranged through banking and non-banking financial organizations for up-to 2 crores.
Loan Against Property: LAP is a preferred way to raise funds against a residential or commercial property by the way of giving it to banks or institutions as mortgage. Our team expertise lies in structuring loan against property, according to their specific requirements such as long-term repayment schedules and flexible repayments, for up-to 75%-80% of the value of the property.
Commercial Property Purchase: This product is the answer to the needs of every businessman who seeks to invest in an owned office property. Clients generally need to contribute 25% of the property agreement value with the remainder funded by the bank. Our recommendation help clients take pre-approval on commercial property purchase loans and then hunt for property accordingly, thereby facilitating better and more reliable negotiations.
Loan Against Shares: This nature of funding can be arranged against shares of listed companies wherein the shares are pledged to the financial institutions. The funds can be utilized for any business purpose.
Home Loan: Buying a home can be one of the most emotional decisions of one’s life. We at Kwik Loan understand the importance of buying a home and engage in a special research-based approach while facilitating a Home Loan for our clients. We arrange various types of home loans wherein EMIs can be structured based on expected income in the future. Our loan to value ratio generally ranges from 70%-80%.
Lease Rental Discounting: We provide an additional benefit of the properties given on lease to the credible companies by getting the funds from banks and NBFC’s against future rent receivables today at very competitive rate of interest and can use it either on your business on acquiring new properties or any other use. Our team’s expertise lies in getting loans approved for terms longer than the lease terms, on the basis of soft commitments from the leaser. We deal with all top Nationalized, Private Banks and NBFc’s.
Personal Loan: Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. Personal Loan, which is also known as a consumer loan is a multi-purpose loan, which you can use to meet any of your immediate needs.
Professional Loan: Loan for Doctors for Purchase of Medical Equipment’s such as X-Ray machines, CT scan machine etc.